Sounds like a scam
FTC Data
At least 2 consumers from Montana reported phone number 406-851-9290 to the Federal Trade Commission. 0% of complaints reported the call or text message as a robocall or recorded message. The last complaint was on February 7, 2019.
Florence
Help others by rating this number - was it spam, a business, or something else?
Part automated and voice, saying I have to call back, time sensitive ...the use a program to use the area code 406 to make it look like a local number, and say to call 866-321-6209 the toll free number is pure fraud